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Features-Our Operating Philosophy

Exceptional User Experience

We offer personalization as a key differentiator. Starting from scratch with digital-first platforms allows us to eliminate legacy friction, simplify the buying process, and deliver a seamless service tailored to modern consumers.

Open Operating Ecosystem

We embrace a platform-based model that contrasts with traditional incumbents. By integrating with third-party providers, we curate "best-in-class" products and services, creating a holistic financial environment for our clients.

Predictive Intelligence

Big Data is our edge. Our intelligent systems utilize predictive analytics to perform instant premium calculations and proactive risk assessments. This allows for accurate pricing in real-time, removing the waiting times associated with traditional underwriting.

Radical Transparency

We believe customers must thoroughly understand what they are buying. From clear communication of rates and product terms to real-time balance updates on our mobile portal, we ensure you are always informed and in control.

About Us

Redefining International Insurance, driven by data and powered by transparency.

CBI Insurance Limited is a premier international financial services firm headquartered in Port Vila, Vanuatu, specializing in long-term life insurance solutions. Authorized and regulated by the Reserve Bank of Vanuatu (RBV) under the International Insurance Act, we operate with a strategic focus on the dynamic Asia-Pacific region. Backed by the robust capital and technological expertise of CB International Group, our foundation is built by a team of seasoned financial professionals dedicated to creating a secure, one-stop destination for health, property protection and legacy planning. We operate strictly within international regulatory standards, ensuring that our clients' assets are safeguarded by a compliant, licensed, and solvency-focused framework.

Distinct from traditional carriers, CBI Insurance operates as a digital-first FinTech insurer. We believe the future of insurance lies in the seamless integration of technology and trust. By eliminating legacy friction, we leverage cloud-based infrastructure to offer high-value protections without the administrative bloat of brick-and-mortar institutions. Our mission is to bridge the gap between complex financial needs and accessible solutions, serving the rising middle class and high-net-worth individuals who demand transparency, efficiency, and global mobility in their insurance coverage. Whether it is premium medical access or wealth accumulation, CBI Insurance stands as your trusted partner in a digital world.

Premium Medical Access Plan

Premium Medical Access Plan

The U.S. Cancer Diagnosis Medical Insurance Contract is designed to provide you with the best possible second opinion and diagnosis strategy when it matters most. If diagnosed with cancer, we arrange and cover your travel to the U.S. to visit designated top-tier institutions.

Flexible Permanent Life Insurance

WealthBuilder Universal is more than just insurance; it is a financial instrument designed for long-term wealth accumulation. It offers the protection of permanent life insurance with the flexibility to adjust your premiums and death benefits as your life changes.

Flexible Permanent Life Insurance
Pure Protection Life Insurance

Pure Protection Life Insurance

FamilyGuard Term Life provides straightforward, robust financial protection for your loved ones. It is designed to replace income and cover debts like mortgages during the years your family relies on you most.

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